Search 150+ central and state yojanas. See who can apply, what documents you need, how much benefit you get, and the exact steps to apply or check your payment status.
Fresh updates on installments, beneficiary lists, registrations and rule changes — each with a step-by-step guide.
Electricity bills keep going up every year. For many middle-class and poor families, the monthly bill is a big burden. PM Surya Ghar Muft Bijli Yojana helps you…
Having a strong, pucca house is a dream for every poor family in our villages. PM Awas Gramin (also called PMAY-G or PMAYG) is the central government scheme…
Millions of poor families in India still cook on wood, cow-dung cakes or coal. The smoke from these fuels hurts the eyes and lungs of women and children…
Pick the group that matches you or your family. Each category page lists every central and state scheme.
The key facts you need before you apply: the benefit, who is eligible, and where to apply. Open the full guide for documents, step-by-step screenshots and FAQs.
Compare the main schemes for each group side by side — benefit, eligibility and a direct link to the full guide.
Income support, crop insurance, cheap credit and pension — the core benefits every farmer family should check.
| Scheme | Main benefit | Who can apply |
|---|---|---|
| PM Kisan Samman Nidhi | ₹6,000 a year in 3 installments | Landholding farmer families |
| PM Fasal Bima Yojana | Crop insurance at low premium (2% kharif, 1.5% rabi) | All farmers, including tenant farmers |
| Kisan Credit Card | Low-interest crop loans with interest subvention on timely repayment | Farmers, fishers and animal husbandry farmers |
| PM Kisan Maandhan | ₹3,000 monthly pension after age 60 | Small & marginal farmers aged 18–40 |
| PM-KUSUM | Subsidy on solar pumps and grid-connected solar | Individual farmers, groups, FPOs |
Savings for daughters, maternity support, free LPG and monthly cash help from state governments.
| Scheme | Main benefit | Who can apply |
|---|---|---|
| Sukanya Samriddhi Yojana | High-interest, tax-free savings for a daughter's future | Parents of a girl below 10 years |
| PM Matru Vandana Yojana | ₹5,000 for the first child; ₹6,000 if the second child is a girl | Pregnant women & lactating mothers |
| PM Ujjwala Yojana | Free LPG connection | Adult women from poor households without LPG |
| Lakhpati Didi | Skill training & support to earn ₹1 lakh+ a year | Women in self-help groups (SHGs) |
| Majhi Ladki Bahin (MH) | Monthly cash help to eligible women | Women residents of Maharashtra (as per rules) |
Scholarships from Class 1 to PhD, education loans with interest subsidy, and paid internships.
| Scheme | Main benefit | Who can apply |
|---|---|---|
| NSP Pre & Post Matric | Annual scholarship for fees & maintenance | SC / ST / OBC / minority students (income limits apply) |
| PM YASASVI | Scholarships for school & college students | OBC, EBC and DNT students |
| PM Vidyalaxmi | Collateral-free education loans, interest subvention for lower-income families | Students admitted to top-ranked institutions |
| PM Internship Scheme | Monthly stipend + one-time grant during internship at top companies | Youth aged 21–24 not in full-time study or job |
| Central Sector Scholarship | Yearly scholarship for college & university study | Top scorers in Class 12 board exams |
Free health cover, monthly pension, safe savings and free assistive devices.
| Scheme | Main benefit | Who can apply |
|---|---|---|
| Ayushman Vay Vandana | ₹5 lakh free treatment a year | All citizens aged 70+, any income |
| Old Age Pension (IGNOAPS) | Monthly pension (central + state share) | BPL citizens aged 60+ |
| Senior Citizen Savings Scheme | Safe deposit up to ₹30 lakh with quarterly interest | Citizens aged 60+ |
| Rashtriya Vayoshri Yojana | Free hearing aids, walkers, spectacles, wheelchairs | Seniors from BPL / low-income families |
Registration, low-cost insurance and pension for daily-wage and unorganised sector workers.
| Scheme | Main benefit | Who can apply |
|---|---|---|
| e-Shram Card | National worker ID, accident insurance cover, access to linked schemes | Unorganised workers aged 16–59 |
| PM Shram Yogi Maandhan | ₹3,000 monthly pension after 60 | Workers aged 18–40 earning up to ₹15,000/month |
| PMJJBY | ₹2 lakh life cover for ₹436 a year | Bank account holders aged 18–50 |
| PMSBY | ₹2 lakh accident cover for ₹20 a year | Bank account holders aged 18–70 |
| BOCW Labour Card | Education help, maternity aid, tools, pension (state-wise) | Registered construction workers |
Collateral-free loans and subsidies to start or grow a micro or small enterprise.
| Scheme | Main benefit | Who can apply |
|---|---|---|
| PM Mudra Yojana | Loans up to ₹20 lakh without collateral | Non-farm micro & small businesses |
| PMEGP | 15–35% subsidy on project cost | New manufacturing & service units |
| Stand-Up India | Loans from ₹10 lakh to ₹1 crore | SC / ST and women entrepreneurs (new ventures) |
| PM SVANidhi | Collateral-free working capital loans in stages + digital cashback | Urban street vendors |
Every state runs its own pensions, scholarships, women's cash-transfer and housing schemes. Choose your state to see all of them in one place.
Almost every yojana follows the same five steps. Get these right once and you can apply for any scheme without paying an agent.
Read the "who can apply" and "who cannot apply" sections carefully — age, income, land, category and state residence. Use the Scheme Finder if unsure.
Scan clear copies of Aadhaar, bank passbook, photo and certificates. Make sure your name is spelled the same on every document.
Most benefits are paid by Direct Benefit Transfer. If Aadhaar is not seeded with your bank account, the money will fail.
Use the official website (ending in .gov.in or .nic.in) or your nearest Common Service Centre. Never pay anyone who promises "guaranteed approval".
Note the registration or application number and check the status regularly on the official portal.
Everything about YojanaBot — who runs it, why it is free, and how to find and apply for the right government scheme. Can't find your answer? Use the search or the Scheme Finder.
16 questions answered
YojanaBot is a free information website that explains central and state government schemes of India in simple language — who can apply, how much benefit you get, which documents you need, how to apply and how to check your status or payment.
YojanaBot is created and managed by Prabhash, a full-time content creator and web developer with 6 years of experience in building websites. He started YojanaBot to make government scheme information easy to find and easy to understand for every Indian family.
No. YojanaBot is an independent, private information website. It is not linked to any ministry, department or government body. We collect information from official portals, notifications and press releases and explain it in simple words. To apply, always use the official portal or your nearest CSC.
Yes, 100% free. We do not charge any money for our articles, the Scheme Finder, calculators, status-check guides or any other feature. You do not need to register or log in to use the website.
Never. YojanaBot does not charge any fee, does not apply for schemes on your behalf and cannot get any application approved. If anyone asks you for money in the name of YojanaBot, it is a fraud — please do not pay and report it to us.
No. We never ask for your Aadhaar number, bank account details, passwords or OTP. The Scheme Finder works inside your browser and does not save your answers. Share personal details only on official government portals.
YojanaBot shows advertisements (such as Google ads) on its pages. These ads help cover hosting and research costs so the website can stay free for everyone. We do not sell your personal data.
From official sources only — scheme guidelines, ministry and department portals, government notifications, gazettes, PIB press releases and state government websites. Official links are given in every article so you can check them yourself.
Scheme pages are reviewed regularly and updated whenever an official notification, last date or rule changes. Every article shows its "last updated" date at the top.
Use the YojanaBot Scheme Finder on the homepage. Enter your state, age, gender, area, occupation and family income, and it shows schemes that usually match your profile. Then open each scheme's guide to confirm the exact eligibility rules.
Most government schemes are free to apply. Common Service Centres (CSCs) may charge a small, fixed service fee for filling the form. If anyone asks for a big amount for "guaranteed approval", it is a fraud — never share your OTP.
The most common reasons are: Aadhaar not seeded with your bank account, eKYC pending, name mismatch between Aadhaar and bank records, an inactive account, or a wrong IFSC code. Check your DBT/PFMS payment status to see the exact reason.
Yes, in most cases. Central and state schemes are usually separate, so you can receive both if you meet the eligibility of each. Some state schemes do not allow people who already get a similar benefit — check the "who cannot apply" section of each guide.
Yes. Tap the language button on the side of the screen to read YojanaBot in Hindi, Marathi, Bengali, Telugu, Tamil, Kannada, Odia, Malayalam or Gujarati. English is the default language.
Please tell us through the Contact page or email yojanabot.help@gmail.com with the page link and the correct information. We check every report against official sources and update the page quickly.
Subscribe with your email at the bottom of the homepage, or join our WhatsApp and Telegram channels. You will get new schemes, beneficiary list releases and last-date reminders for free.
YojanaBot explains government schemes in plain language, using only official sources.
Every fact comes from a government notification, scheme guideline, gazette or official portal — linked at the end of each article.
Each page shows when it was last updated. When rules change, we update the page.
No jargon. Each step is explained simply — with tables, lists and FAQs.
Get new schemes, list releases and deadlines — once a week, free.